Recovery of receivables in the event of ineffective enforcement
However, this does not mean that in such a situation it is impossible to recover the debt from the debtor. When the company does not have a debt collection department, the company directs the case of enforcing overdue property claims from the debtor to the selected bailiff's office located closest to the debtor's place of residence. However, bailiff enforcement does not always run smoothly and smoothly, e.g. in the event of a sudden change of the debtor's place of residence or failure to transfer advances to the bailiff. It must be taken into account that the discontinuation of bailiff enforcement due to its ineffectiveness does not mean that the debtor does not actually have the means to repay the debt. It is common for the debtor to hide his assets from the bailiff in order to prevent him from enforcement. Considering such a situation, a private detective advises you to ask for help from a professional detective, whose actions will support the work of the bailiff, and thus improve and accelerate the recovery of the debt by the creditor.
Actions taken by an experienced detective are aimed at determining the debtor's actual income and possessions, and in particular to reveal the assets hidden in the company, e.g. in the form of real estate, own software, articles and blogs that provide evidence to the debtor. The results of these detective activities will be presented in a special report. It should also be emphasized that a creditor wishing to know the debtor's actual assets may submit an application to the court to disclose these assets, and if the debtor fails to do so before the court, he will be entered into the National Court Register of Insolvent Debtors. It can often happen that despite earning income from business activity, the debtor does not pay the creditor. Then the creditor may make it difficult for him to run a business by registering it in the register of debtors and submitting an application for a ruling prohibiting the debtor from conducting business activity.
From the perspective of my detective practice, the debt recovery process can take years. It is true that the creditor has 10 years to pursue the debt, but it is not always successful. A private detective advises that in the event of prolonged enforcement proceedings, the creditor should consider selling debts to external companies dealing with debt recovery, which include debt exchange companies, debt collection companies, and even detective agencies.
